If you were injured on the job, you are entitled to worker’s compensation no matter who was at fault. Your employer’s obligation is limited to worker’s compensation, but you may have another case if you were injured by a negligent third party. Worker’s compensation covers all injuries that happen on the job, unless a third party who does not work for the same employer as you, causes these injuries. If this happened to you, you may be eligible to make a third party liability claim. Any settlement you recover will be in addition to your worker’s compensation benefits.
Third Party Liability Suits Are Often Confusing
Third party liability suits can be a complex legal area so it is advisable to seek the representation of an attorney experienced in this field. A good and reputable lawyer has successfully handled a dozen of third party liability cases and have helped victims recover full compensation for the injuries they sustained.
Third-party claims often arise when a defective product injures a worker. Unless the employer manufactured the defective product, the injured worker can file a third-party suit against the manufacturer. Other third-party defendants include drivers, other employers, and workers from other companies.
Common scenarios include:
A worker who is injured by a driver while on the road while performing his job
A construction site injury caused by a subcontractor
The owner of a business that the worker visits as part of his job and becomes injured in an on premises liability case.
Worker’s Compensation May Not Cover All Medical Bills
Pursuing a third-party liability claim on top of a worker’s compensation claim requires additional time and patience.. Workers injured on the job by a third party may benefit from pursuing a third-party liability claim. Damages in a third-party liability lawsuit can include past and future medical expenses, past and future lost wages, pain and suffering, and disability.
Worker’s compensation law determines damages using a narrow scope and your worker’s compensation benefits may not cover the full range of your expenses as a result. One of the good lawyers that I personally know has recovered damages in third-party liability claims that are significantly larger than the worker’s compensation claims for the same injury. We encourage you to look for a good lawyer if you want to win your case.
At good law company, they understand that dealing with insurance companies and pursuing legal action can bring additional stress to you and your family following a workplace injury. In many cases, they will be able to handle all the paperwork for you while you focus on your recovery. Just stay away from medicare scam cases, which are not rare these days – you can even end up in prison. It is a serious crime to make a scam, especially when it comes to faking an injury.